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    • 3 tips to save when you come into money
    • Savings Tips
    • 3 Reasons why an Annual Calendar may help save money
    • The quickest way to save nearly £200 a month on your bills
    • How tracking my impulse spending saved hundreds of pounds.
    • The Quickest & Easiest way to save money on your Groceries
  • Budgeting
    • The weekly budget method to help break out of the payday cycle!
    • 3 ways to manage an overspend in a pot
    • How to track your side hustle income
    • Budgeting Tips
    • Back to school- ​5 things you need to know when
    • Are you achieving your financial goals?
    • How to create a 'Baby Budget'
    • Why reviewing your spending weekly may just save you money
    • 4 tips to manage an Unexpected Expense
    • 3 simple ways to maximise your profit when Mystery Shopping
    • 7 Successful habits to win with money
    • The ultimate list of Money Hacks
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    • 50/30/20 Rule Template
    • FrugalMeFreebies >
      • Freebie Budget Sheet
      • Meal Planner
      • Monthly Habit Tracker
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      • Freebie Trackers
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  • FMF Christmas Planner
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Do you feel overwhelmed with your finances?
I remember feeling so stressed when letters would roll in month after month or I went into my overdraft after I forgot a bill. I was disorganised and would bury my head in the sand as I knew I didn't have any control of my finances. Taking small steps to list my direct debits and underspend provided the chance to get some control of my finances.

​Do you feel there is no money to save?
Often the little trips to the shop can have a huge impact on how much money we spend. Taking the time to track your finances and reducing your spending can have a huge impact on how much money you save. Maybe you're due a long overdue budget audit and its time to call the suppliers and search for cheaper deals elsewhere.

On Sale

On Sale

FMF Christmas Planner

£3.50 - £5.00
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If you are totally new to budgeting, welcome :) 

I created the #fmfbudgetplanner because I wanted everything in one place, my purpose was to make budgeting fun and give you the tool I wish I had when I first started my budgeting journey. Everything I have learned, I have put into this planner to help provide a tool which can work for you.

​I wanted to get that fresh notebook feel and get excited to fill out my latest savings or track my debt. I wanted to feel passionate about budgeting and feel motivated whilst I was on my debt free journey, after all it can be quite long.
​
Budgeting doesn't have to be boring, you don't have to get lost in lots of tables and notes. Keeping it simple and organised is the key to quick and effective budget management.
Whilst practicing the #moneyinahurry, I spend 5 minutes a day reviewing my financial situation, whether its:
  • Reviewing my credit score
  • Updating my spending Trackers
  • Checking my bank account
  • Ensuring my bills are paid
This all contributes towards our financial health. 
Whilst the #fmfbudgetplanner will guide you towards making a budget and logging your progress overtime, it is totally flexible and you able to adapt it to suit your needs. 


Planner Inserts

What's the change?

  • The design of the inserts
  • There is now 2 Fixed Bills Trackers
  • Additional Trackers

What's new?

My Why - Why are you tracking? Budgeting? Saving? What is the goal?
Credit Score Tracker - Take control of your credit score and start tracking it each month. As each reference agency are likely to contain different information about yourself. Makes use of tracking each one to get an overall view of your credit. 
Credit Usage - Do you still find yourself using credit? Maybe using the tracker can help reduce the usage overtime as you see the balance slowly disappear
Investments Tracker -  An overview of your contributions towards Investments
Pensions Tracker - Take small steps to understand your current pension contribution and increase over time.
Financial Position - Whats your current financial position, are you making progress in the right place
Weekly amounts - The weekly amounts column is now added to the weekly spending review


Planner Specification

  • A5 Size
  • Hardback cover
  • 120 gsm soft white paper
  • Black & White printing
  • Silver wirebound
  • Undated

Annual Inserts

  • Financial Goals
  • My Why
  • Annual Calendar
  • Annual Fixed Bills Tracker
  • Credit Usage Tracker
  • Annual Spending Overview
  • List of Savings & Sinking Funds
  • Savings & Sinking Funds Tracker
  • List of Debts
  • Annual Debt Tracker
  • Credit Score Tracker
  • Financial Position
  • Pension Contribution Tracker
  • Bill Review
  • Unexpected List
  • Investment Overview
  • Cost Free Activities
  • Need List
  • Wish List
  • Meal Ideas
  • Dinner Ideas
  • Books 
  • Notes x 2

Monthly Inserts

  • Monthly View
  • Guided Budget sheet
  • Budget sheet
  • Spending Tracker x 4 inserts per a month
  • Weekly Spending Review
  • Savings Tracker
  • Side Hustle Tracker
  • Notes x 1 page per a month

What you need to know?

Key Dates

GREY
  • Grey orders will be available between - 29th of November 2019 to 1st of December
  • Orders will be processed on the - 2nd of December 2019
  • ​Shipping will commence from 5th of December 2019
  • Delivery will take between 3-4 working days if you're based in the UK
  • Delivery will take upto 10 working days if you're based overseas
PINK
  • Pink orders will be available between - 3rd of January 2020 to 5th of January 2020
  • Orders will be processed on the - 6th of January 2020
  • ​Shipping will commence from 14th of Janauary 2020
  • Delivery will take between 3-4 working days if you're based in the UK
  • Delivery will take upto 10 working days if you're based overseas

Countries 

The price includes postage:
  • UK - £20
  • USA - £27
  • Canada - £27
  • Australia - £32
  • New Zealand - £32
  • Singapore - £32
  • Spain - £25
  • France - £25
  • The Republic of Ireland - £25
  • Netherlands - £25
  • If your country is not listed, please contact me via hellofrugalmefree@gmail.com

Any further Questions 

I'm always an email away, please feel free to contact me on hellofrugalmefree@gmail.com

Your checklist

Have you:
  • Noted the key dates 
  • Noted the price for your country
  • Noted my email address
  • Viewed all the 'Whats inside' Youtube video
  • Noted the specification
  • Read everything on this page​​
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How to use the planner

Head over to @Fmfplanners over on Instagram to see detailed guides on how to use the planner or click the youtube videos below where there will be a detailed playlist of how to use each insert.
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  • Home
  • FMF Budget Planner 2
  • Savings
    • How I managed to double my savings in one month
    • 3 tips to save when you come into money
    • Savings Tips
    • 3 Reasons why an Annual Calendar may help save money
    • The quickest way to save nearly £200 a month on your bills
    • How tracking my impulse spending saved hundreds of pounds.
    • The Quickest & Easiest way to save money on your Groceries
  • Budgeting
    • The weekly budget method to help break out of the payday cycle!
    • 3 ways to manage an overspend in a pot
    • How to track your side hustle income
    • Budgeting Tips
    • Back to school- ​5 things you need to know when
    • Are you achieving your financial goals?
    • How to create a 'Baby Budget'
    • Why reviewing your spending weekly may just save you money
    • 4 tips to manage an Unexpected Expense
    • 3 simple ways to maximise your profit when Mystery Shopping
    • 7 Successful habits to win with money
    • The ultimate list of Money Hacks
  • Resources
    • 50/30/20 Rule Template
    • FrugalMeFreebies >
      • Freebie Budget Sheet
      • Meal Planner
      • Monthly Habit Tracker
      • Free Spending Tracker
      • Freebie Trackers
  • Contact
  • FMF Christmas Planner